Be prepared because the future isn’t always crystal clear.

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Original Medicare can leave gaps in your coverage. These gaps can leave you on the hook for many out-of-pocket costs, but there are products that can help. Medicare Supplement plans help fill the gaps in Original Medicare inclusion, and there are a number of options to choose from. In order to choose the best Medicare Supplement […]
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While Original Medicare (Part A and Part B) includes many health-care expenses, it doesn’t cover everything. Even with covered health-cares services, beneficiaries are still responsible for a number of copayments and deductibles, which can conveniently add up. In addition, Medicare Part A and Part B also don’t cover specific benefits, such as routine vision and […]
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For those approaching Medicare or already covered by it, now is a critical time of year to review health benefits. Philip Moeller — author of a popular Medicare book, “Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs,” and a blogger on Medicare for the “PBS NewsHour” website — knows well about the […]
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Many Americans retire at 65 because that is when Medicare health coverage begins. Enrolling in Medicare isn’t the only thing you’ll need to do at 65. Here are five retirement decisions you’ll need to plan on making. Medigap Plans or Medicare Advantage for Health Care Medicare benefits begin at 65, which makes it accessible to retire at 65 […]
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Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like: Copayments Coinsurance Deductibles Note As of January 1, 2020, […]